The Ministry of Finance has launched the Retail Treasury Sukuk programme, which allows eligible citizens and residents to invest directly in government sovereign sukuk with a minimum of 1,000 dirhams (AED), in a move that reflects the United Arab Emirates' drive to broaden its investor base and promote a culture of saving and investment among individuals.
The programme aims to advance financial inclusion and provide a Sharia-compliant investment instrument that gives individuals the opportunity to participate in financing government projects and benefit from fixed returns within a safe investment framework backed by the state's strong financial standing.
Al Bayan presents the 35 most frequently asked questions about sukuk and how to invest in them, covering topics such as what retail treasury sukuk in the UAE are, why the Ministry of Finance launched the Retail Treasury Sukuk programme, what currency they are denominated in, as well as the difference between the Retail Treasury Sukuk and the Fractional Sukuk for Individuals initiative launched through participating banks in November 2025, among other questions.
35 questions answered on how to invest in retail treasury sukuk in the UAE